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Two Rivers CLT Homebuyer
Orientation
Classes
Weekdays, 6:30 to 8:00 p.m. Saturdays, 10 a.m. to 11:30 a.m.
Classes at our
Lake Elmo, MN Office
Saturday: Oct. 20, Nov.
11, Dec. 1
Reservations Required to Attend a Class -
Call (651) 994-9194 ext 201
 Two Rivers Community Land Trust 3880 Laverne Ave, Suite 275, Lake Elmo,
MN
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Homebuyer Process
1. Take a Two Rivers Community Land Trust Homebuyer Orientation -
Learn about owning a community land trust home, ask questions and
receive your application materials.  
Two Rivers CLT will accept
metro CLT Orientation Certificates
2. Application & Income Verification Meeting -
After you have completed your application, set
an appointment to have the application reviewed and your income
verified. In return you'll receive a letter that lists what you need to
bring for your appointment - Income
Guidelines.
3. Take a HomeStretch Course -
All buyers take a first-time homebuyer course through any of
the Homeownership Centers in MN.

4. Contact a Two Rivers Approved
Lender. Two Rivers CLT will provide a
list of mortgage lenders to a buyer after successful completion of the Application
Interview & Income Verification. |

Inquirying Homebuyer's
Brochure.pdf

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